Terms & Conditions

1. Definitions

For the purposes of these Terms & Conditions, the following definitions apply:

• "leo78", "we", "us", "our" refers to the leo78 online gaming platform, its operators, and associated entities.
• "Player", "you", "your" refers to any individual who registers for and uses leo78 services.
• "Account" refers to the personal gaming account created by a Player on the leo78 platform.
• "Services" refers to all gaming, betting, and related services offered through the leo78 platform, including but not limited to sports betting, live casino games, slot games, and lottery-style games.
• "Website" refers to https://leo78.cam and all associated subdomains and mobile applications.
• "Deposit" refers to funds transferred by a Player into their leo78 Account for the purpose of wagering.
• "Withdrawal" refers to funds transferred from a Player's leo78 Account balance to their designated bank account or payment method.
• "Bonus" refers to promotional credits, free bets, cashback, or other incentives offered by leo78 to Players.
• "Wagering Requirement" refers to the number of times a Bonus amount must be wagered before it can be converted to withdrawable funds.

2. Agreement to Terms

By accessing the leo78 Website, registering for an Account, or using any of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. These Terms constitute a legally binding agreement between you and leo78. If you do not agree with any part of these Terms, you must not use our Services and should discontinue access to the Website immediately.

These Terms & Conditions should be read in conjunction with our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference. In the event of any conflict between these Terms and other policies, these Terms shall prevail unless explicitly stated otherwise.

We reserve the right to modify, amend, or update these Terms & Conditions at any time without prior notice. Changes will be effective immediately upon posting to the Website. It is your responsibility to review these Terms periodically. Your continued use of leo78 Services following any changes constitutes your acceptance of the modified Terms.

3. Eligibility Requirements

To register for and use leo78 Services, you must meet the following eligibility criteria:

• Age: You must be at least twenty-one (21) years of age or older. Online gambling is restricted to adults only. By registering, you confirm that you meet the minimum age requirement. leo78 reserves the right to request proof of age at any time, and failure to provide satisfactory documentation will result in Account suspension.
• Residency: You must be a legal resident of Indonesia with a valid Indonesian identification document (KTP - Kartu Tanda Penduduk). Services are provided exclusively for Indonesian residents. Players from jurisdictions where online gambling is prohibited by local law are not permitted to register or use leo78 Services.
• Legal Capacity: You must have the legal capacity to enter into binding contracts. You are not under any legal disability, court order, or restriction that would prevent you from using online gaming services.
• Single Account: You are permitted to hold only one (1) Account with leo78. Multiple accounts registered by the same individual (whether using different names, addresses, email addresses, or payment methods) are strictly prohibited. We employ sophisticated detection systems to identify duplicate accounts, and any violation will result in closure of all associated accounts and forfeiture of funds.
• Personal Use: Your Account is for personal, recreational use only. Commercial, professional, or syndicate betting activities are prohibited. Accounts opened or used on behalf of third parties, organizations, or betting syndicates will be terminated immediately.
• Financial Capacity: You confirm that all funds deposited into your leo78 Account are from legitimate sources and that you have the financial means to participate in online gaming without causing harm to yourself or your dependents.

4. Account Registration and Security

Registration Process: To create an Account, you must complete the registration form with accurate, current, and complete information. Required information includes your full legal name (as it appears on your Indonesian KTP), date of birth, email address, mobile phone number, and residential address. Providing false or misleading information is grounds for immediate Account termination.

Know Your Customer (KYC): leo78 is committed to preventing fraud, money laundering, and underage gambling. As part of our KYC procedures, you will be required to submit verification documents including a clear photograph or scan of your Indonesian KTP and a recent selfie photo for identity confirmation. We may also request proof of address (utility bill or bank statement) and proof of payment method ownership. Failure to complete KYC verification within the specified timeframe will result in Account restrictions, including suspension of withdrawal privileges.

Account Security: You are solely responsible for maintaining the confidentiality and security of your Account credentials, including your username and password. You must not share your login details with any third party. You are responsible for all activity that occurs under your Account, whether authorized by you or not. If you suspect unauthorized access to your Account, you must notify leo78 Customer Support immediately.

Account Information Updates: You must keep your Account information current and accurate. If your personal details change (including address, phone number, or email), you must update your Account information promptly through the Account Settings page or by contacting Customer Support.

Username and Display Name: Your chosen username and display name must not be offensive, vulgar, reference illegal activities, impersonate another person or entity, or infringe upon intellectual property rights. leo78 reserves the right to modify or remove inappropriate usernames at our discretion.

5. Deposits and Withdrawals

Deposit Methods: leo78 supports deposits via major Indonesian banks including Bank Central Asia (BCA), Bank Rakyat Indonesia (BRI), Bank Negara Indonesia (BNI), Bank Mandiri, and popular e-wallets such as OVO, DANA, and GoPay. All transactions are processed in Indonesian Rupiah (IDR). The minimum deposit amount is Rp 50,000, and maximum deposit limits vary by payment method and Player status. Deposits are credited to your Account instantly in most cases, though occasional delays may occur due to bank processing times.

Deposit Limits: You may set daily, weekly, or monthly deposit limits through the Responsible Gaming tools in your Account Settings. These limits are designed to help you control your spending. Once set, deposit limits can only be decreased immediately; increases to deposit limits require a 24-hour cooling-off period before taking effect.

Withdrawal Process: Withdrawals are processed to the same payment method used for deposits whenever possible. You must complete KYC verification before your first withdrawal. The minimum withdrawal amount is Rp 100,000. Standard withdrawal processing time is 5-15 minutes during business hours (08:00-22:00 WIB), though some withdrawals may take up to 24 hours depending on verification requirements and payment method.

Withdrawal Restrictions: Withdrawals may be subject to verification checks, particularly for large amounts or first-time withdrawals. You may be required to wager your deposit amount at least one (1) time before withdrawal to comply with anti-money-laundering regulations. Funds obtained through bonus promotions must meet stated wagering requirements before becoming eligible for withdrawal. leo78 reserves the right to decline withdrawal requests if we suspect fraudulent activity, bonus abuse, or violation of these Terms.

Fees and Processing: leo78 does not charge fees for deposits or withdrawals. However, your bank or payment provider may impose their own transaction fees, which are beyond our control. You are responsible for any third-party fees. Currency conversion is not offered; all transactions must be in Indonesian Rupiah.

Anti-Money Laundering: leo78 maintains strict anti-money-laundering (AML) policies in accordance with international standards. We reserve the right to conduct additional verification checks, request source of funds documentation, and report suspicious transactions to relevant authorities. Accounts found to be used for money laundering or other illegal financial activities will be closed immediately, and funds may be frozen pending investigation.

6. Bonuses and Promotions

Bonus Eligibility: Bonuses and promotions are offered at the sole discretion of leo78 and are subject to specific terms and conditions outlined in the respective promotional materials. Unless otherwise stated, bonuses are available only to Players who meet eligibility criteria, including completed KYC verification and no history of bonus abuse.

Wagering Requirements: All bonuses are subject to wagering requirements before winnings can be withdrawn. The specific wagering requirement (e.g., 25x, 30x) is stated in each bonus offer. Different game types contribute differently toward wagering requirements: slots typically contribute 100%, while live casino games may contribute only 10-20%, and some games may be excluded entirely. You must meet the wagering requirement within the specified validity period (typically 7-30 days), or the bonus and associated winnings will be forfeited.

Maximum Bet Limits: When an active bonus is in your Account, a maximum bet limit applies to prevent bonus abuse. The standard maximum bet is Rp 50,000 per game round or bet slip. Exceeding the maximum bet limit while a bonus is active may result in forfeiture of the bonus and any winnings derived from it.

Bonus Restrictions: Bonuses are intended for recreational players. Strategies designed to exploit bonuses through arbitrage betting, low-risk betting patterns, or coordinated play across multiple accounts constitute bonus abuse and will result in bonus cancellation and potential Account termination. leo78 employs automated systems to detect irregular betting patterns.

Withdrawal of Bonus Funds: Bonus funds are separate from your real money balance and cannot be withdrawn until wagering requirements are met. If you request a withdrawal before completing wagering requirements, all bonus funds and bonus-derived winnings will be forfeited, and only your original deposited funds (minus any wagers placed) will be withdrawable.

Right to Modify or Cancel: leo78 reserves the right to modify, suspend, or cancel any bonus or promotion at any time without prior notice. We also reserve the right to exclude certain Players from promotional offers if we suspect abuse or if participation would be inappropriate based on Account history.

7. Betting and Gaming Rules

General Rules: All bets and game outcomes are final and binding. You accept full responsibility for your betting decisions. leo78 does not accept responsibility for any errors made by you when placing bets, including selection mistakes, stake input errors, or misunderstanding of odds.

Sports Betting: For sports betting markets, official results as determined by the governing sports body will be used to settle bets. Bets on abandoned or postponed matches will be voided unless otherwise stated in the specific sport rules. Settlement of bandar bola (football betting) markets for BRI Liga 1, English Premier League, La Liga, and other competitions follows industry-standard rules. Asian Handicap and Over/Under markets are settled based on full-time scores (including injury time) unless specified as first half or other period-specific markets.

Live Betting: Live in-play betting is subject to rapid odds changes based on match events. While we make every effort to provide accurate and timely odds updates, occasional delays may occur due to technical factors. You accept that odds at the time of bet acceptance are final, even if they change immediately after your bet is placed.

Casino Games: All casino games including slots, live dealer tables, and other games use Random Number Generators (RNG) certified by independent testing agencies to ensure fair and random outcomes. Return to Player (RTP) percentages are theoretical calculations based on long-term play and do not guarantee results in any individual session. Game rules and RTP information are available within each game's information section.

Lottery-Style Games: For togel (Indonesia's traditional numbers lottery) and similar lottery-style games, official draw results from recognized sources are used for settlement. Draw times and result publication schedules are displayed in the respective game sections. Bets placed after the cut-off time will be void or rolled over to the next draw, depending on the specific game rules.

Disconnections and Technical Issues: In the event of technical issues, internet disconnections, or platform malfunctions during gameplay, leo78 will make reasonable efforts to restore service and settle bets fairly. If a game round is interrupted and cannot be completed, stakes will typically be refunded. For live casino games, if you are disconnected during a game round, the dealer will complete the round, and results will be settled normally; you can view the outcome in your game history.

Disputes: In the event of a dispute regarding bet settlement or game outcome, leo78's decision is final. All gameplay is logged and recorded for dispute resolution purposes. You may contact Customer Support to raise concerns, and we will investigate using our transaction and gameplay logs.

8. Prohibited Activities

The following activities are strictly prohibited on the leo78 platform. Violation of these prohibitions will result in immediate Account suspension or termination, forfeiture of funds, and potential legal action:

• Underage Gambling: Allowing any person under the age of 21 to access your Account or use leo78 Services.
• Multiple Accounts: Creating or operating more than one Account, or coordinating betting activity across multiple accounts.
• Fraudulent Activity: Using stolen credit cards, falsified identity documents, or engaging in any form of payment fraud.
• Collusion: Coordinating with other Players to gain an unfair advantage, including chip dumping in poker, match-fixing arrangements, or syndicate betting.
• Bonus Abuse: Exploiting bonus offers through arbitrage betting, opposite-side betting, minimal-risk strategies, or other tactics designed to circumvent wagering requirements without genuine risk.
• Use of Bots or Automated Systems: Employing software, bots, scripts, or automated systems to place bets or play games.
• Hacking or Exploitation: Attempting to hack, reverse engineer, manipulate, or exploit any aspect of the leo78 platform, including games, payment systems, or Account security.
• Money Laundering: Using leo78 Services to launder money or conduct any illegal financial activity.
• Abusive Behavior: Harassment, threats, or abusive language directed at leo78 staff or other Players.
• Circumventing Restrictions: Using VPNs, proxies, or other methods to circumvent geographic restrictions or Account limitations.

9. Limitations of Liability

Service Availability: While leo78 strives to provide uninterrupted service, we do not guarantee that the Website or Services will be available at all times. We are not liable for any loss or damage arising from service interruptions, scheduled maintenance, technical failures, or events beyond our reasonable control.

No Warranty: leo78 Services are provided on an "as is" and "as available" basis without any warranties of any kind, whether express or implied. We do not warrant that the Services will meet your specific requirements or that they will be error-free, secure, or uninterrupted.

Limitation of Damages: To the maximum extent permitted by applicable law, leo78 shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Services, including but not limited to loss of profits, loss of data, or loss of opportunity. Our total liability to you for any claims arising from use of the Services shall not exceed the amount you deposited into your Account in the three (3) months preceding the claim.

Gambling Risks: You acknowledge that gambling inherently involves risk of financial loss. leo78 is not responsible for any gambling losses you incur. You participate in gaming activities at your own risk and should never wager more than you can afford to lose.

Third-Party Providers: leo78 partners with third-party game providers, payment processors, and service providers. We are not responsible for any failures, errors, or issues caused by third parties, though we will make reasonable efforts to resolve such issues.

User Responsibility: You are responsible for ensuring that your use of leo78 Services complies with all applicable laws in your jurisdiction. leo78 does not provide legal advice regarding the legality of online gambling in Indonesia or any other jurisdiction.

10. Account Suspension and Termination

Voluntary Account Closure: You may close your Account at any time by contacting Customer Support. Upon closure, any remaining balance in your Account will be returned to you via your registered payment method, subject to verification and any outstanding wagering requirements.

Self-Exclusion: If you feel that you need a break from gambling, you may request self-exclusion for a specified period (minimum 6 months). During self-exclusion, your Account will be locked, and you will not be able to access leo78 Services. Self-exclusion is covered in more detail in our Responsible Gaming Policy.

Suspension by leo78: leo78 reserves the right to suspend your Account immediately if we suspect violation of these Terms, fraudulent activity, bonus abuse, or any prohibited conduct. During suspension, you will not be able to place bets, access your Account balance, or request withdrawals while we investigate.

Termination by leo78: We reserve the right to terminate your Account at our sole discretion if you violate these Terms, engage in prohibited activities, or if we believe your continued use of the Services poses a risk to leo78, other Players, or third parties. Upon termination, any bonus funds and bonus-derived winnings will be forfeited. If your Account is terminated for cause (fraud, bonus abuse, violation of Terms), we reserve the right to withhold your Account balance pending investigation and potential recovery of damages.

Effect of Termination: Upon Account termination, you must immediately cease all use of leo78 Services. Any attempt to create a new Account after termination will result in immediate closure of the new Account.

11. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with international gaming industry standards and best practices. To the extent permitted by applicable law, any disputes arising from or relating to these Terms or your use of leo78 Services shall be resolved through binding arbitration in accordance with international arbitration rules.

You agree that any legal action or proceeding related to these Terms must be brought exclusively in a jurisdiction mutually agreed upon by both parties, and you consent to the personal jurisdiction of such forums.

Indonesian Market Context: You acknowledge that online gambling services in Indonesia operate in a complex legal environment. leo78 operates under international licensing and regulatory frameworks. You accept full responsibility for understanding and complying with any local laws or regulations that may apply to your use of online gaming services in Indonesia. leo78 does not provide legal advice, and you should consult with a qualified legal professional if you have questions about the legality of online gambling in your jurisdiction.

12. Contact Information

If you have any questions, concerns, or complaints regarding these Terms & Conditions or any aspect of leo78 Services, please contact our Customer Support team:

• Email: [email protected]
• Live Chat: Available 24/7 through the Website (after logging into your Account)
• Response Time: Email inquiries are typically answered within 1-4 hours. Live chat support averages 2-5 minute response times.

Our Indonesian-speaking support team is available around the clock to assist with Account questions, payment issues, bonus inquiries, technical support, and general concerns. For complaints or disputes, please provide as much detail as possible including your Account username, transaction IDs, dates, and a clear description of the issue. We are committed to resolving all concerns fairly and promptly.